Baccarat is a sophisticated European card game. The goal is to draw a hand with a card total of nine. You can bet on either the player or banker being dealt a hand closer to nine. Or, you can bet on a tie between the two. You can also bet a combination of player win and a tie or banker win and a tie.
The player and the banker are each dealt two cards. Depending on the total of the two cards, a third card may be automatically dealt. The winning hand is the one with a card total closest to nine. If a tie occurs and you placed a Tie bet, you win.
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 Let’s Play!
To play Baccarat:
- Select a chip value.
- Click either the Tie, Banker, or Player betting area until the number of chips displayed equals the amount you wish to bet.
You may place the following combination bets:
- Tie and Banker
- Tie and Player
You cannot place a combination bet on the Banker and Player.
- Optionally, click Clear to remove your bet or bets from the table.
- Click Deal.
The player and banker are each dealt two cards face up. Depending on the cards dealt, a third card may be automatically dealt. The hand closest to nine wins.
To play again:
- Click Play Again.
Your bet or bets from the last round are placed on the table.
- Optionally, click Clear to remove your bet or bets from the table.
If Clear is clicked, the Repeat Bets button appears. You may place a new bet or bets or click Repeat Bets to repeat your bet from the last round you played.
- Click Deal.
The player and banker are each dealt two cards face up. Depending on the cards, dealt a third card may be automatically dealt. The hand closest to nine wins.
Rules
Baccarat uses a four deck shoe that is reshuffled after every hand.
The goal is to build a hand that is as close to nine as possible. The player and the banker are each dealt two cards. Depending on the card totals for these two cards, a winner is determined or a third card is dealt.
No hand receives more than three cards. A third card is dealt based on the Third Card Rule. All cards at dealt automatically by the casino.
Tens and face cards are worth zero, aces are worth one. All other cards are worth their face value. If the total for a hand exceeds nine, the hand value is determined by subtracting 10 from the hand total. For example:
You may bet on the banker winning, the player winning, or a tie between the banker and the player. You may also bet a combination of the banker and a Tie or the player and a Tie. You cannot place a banker and player combination bet.
Third Card Rule
After the first two cards are dealt, a third card may be dealt, subject to the Third Card Rule. The player’s hand is always played first followed by the banker’s hand. The play of the banker’s hand is determined by the card total of the player’s hand.
The following table illustrates Baccarat game play and the Third Card Rule.
| Table A – The first two cards are dealt |
| If the player's two card total equals: |
The Player: |
| 0 – 5 |
Is dealt a third card |
| 6 – 7 |
Stands |
| 8 – 9 |
Stands (Natural) |
After the outcome of the player’s hand has been determined, the banker’s hand is completed:
If the player’s hand value is six or seven and a third card was not dealt, see Table B.
If the player’s hand value is not six or seven and a third card was dealt, see Table C.
| Table B – player’s hand value is six or seven and a third card was not dealt |
| If the banker’s two card total equals: |
The banker: |
| 3 – 5 |
Is dealt a third card |
| 6 – 9 |
Stands |
| Table C – Player’s hand value is not six or seven and a third card was dealt |
| If the banker’s two card total equals: |
The banker is dealt a third card if the player’s third card is: |
The banker stands if the player’s third card is: |
| 0 – 2 |
1,2,3,4,5,6,7,8,9,10 |
N/A |
| 3 |
1,2,3,4,5,6,7,9,10 |
8 |
| 4 |
2,3,4,5,6,7 |
1,8,9,10 |
| 5 |
4,5,6,7 |
1,2,3,8,9,10 |
| 6 |
6,7 |
1,2,3,4,5,8,9,10 |
| 7 |
N/A |
1,2,3,4,5,6,7,8,9,10 |
You Win!
If your bet wins, payouts are as follows:
| Bet |
Payout |
| Player to win |
1:1 |
| Banker to win |
1:1 (less 5% house commission) |
| Tie |
8:1 |
- If the Tie bet is part of a combination bet and the game ends in a tie, the Player or Banker bet is ruled a push. Only the Tie bet wins and is paid out.
|
+ 
= 15
+ 
+ 
= 18
+ 
= 19
+ 
= 18
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